Archive for January 2010

What do you think of the BoA Visa Platinum Plus card?

Seeker2008 asked: I only need opinions from people who actually have or have had it. I have excellent credit (Upper 700′s credit score, great payment history). I use Bank of America for my banking, and I like the idea of being able to monitor at least one credit card along with my bank account (like [...]

I paid all my credit accounts in full two months ago and no credit score increase change. Why?

Emily asked: I monitor my account through myfico.com and thought by now my credit score would increase favorably. I mean when I have balance, my score goes down immediately and I receive notice. Now that all of my accounts are paid in full, my credit score did not increase. Why? I don’t have negative credit [...]

can u read these terms and conditions on a credit card im applying for? is it ok?

mikey asked: TERMS AND CONDITIONS OF OFFER Annual Percentage Rate (APR) For Purchases and Cash Advances 9.99% Grace Period for Repayment of Balances for Purchases None Method of Computing the Balance for Purchases Average Daily Balance (including new purchases) Annual Fee $50.00 Minimum Finance Charge $.50 Foreign Currency Transaction Fee 1% of any transaction made [...]

Credit Card Frauds: Why is it that credit card companies are able to inform you?

Sweeta asked: when your card has been miss used? How are they able to keep track of this when they have to monitor accounts of thousands of people on a daily basis?Jack

Clark – Credit Freeze versus monitoring

jj479qs asked: Consumer Warrior Clark Howard compares a credit freeze with credit monitoringMelinda

About Credit Cards – Types of Credit Cards

asked: Robert

Step by Step Information about online credit repair by Bestonlinefastloans.com

asked: Jean

Credit Report Question?

Phat LC asked: So I recently lost my SSN card. I was worrying to death that someone might steal my information and mess up my credit!!! But my mom told me that as long as I keep an eye on my “credit report” I will be able to monitor any unknown accounts opened under my [...]

Government Regulate all Banks, Do they Monitor ?

rinkuoe asked: Their was a regulation for the Banks can not charge more then 24.99% interest on credit Cards Defaulter. They are charging 29.99% now. Is this mean banks are taking everything Granted? Any thoughts ????Anna

Understanding Your Credit Report

asked: Audrey