Archive for March 2010

Credit Monitoring Programs Help Reduce Risk of Identity Theft

asked: Sean

Designing Personalized T Shirts For Original Couture

asked: Samuel

Ten Steps to Credit Repair Success

asked: Tina

Canadian Movers to Trust

asked: Terry

What exactly is “principal prepayment”? ?

Marc B asked: I am buying a $85,000 house. I use a credit monitoring site and it says that if I make 500 principle prepayment that it will shorten my mortgage by 20 yrs and save me $76,772.17 in interest. What is this and how does it work? it would be the best to make [...]

Should I pay an credit card debt that is 12 years old and now owned by a collection agency?

Emily asked: I received a collection letter regarding an old credit card that I forgot about from 12 years ago. The original balance was $590.00 and they are asking for payment of $1,550.00 with interest! It’s NOT on my credit report (yet) and I monitor it through MyFico. Since it’s 12 years old, would it [...]

ATM/Credit Card Fraud Inquiry?

eparico asked: I posted this question earlier today in another section and received some answers but figured I’d throw it out there again with some updated facts about my situation. Last week, I discovered someone(s) got a hold of my ATM credit card number and was using it to make purchases. Here are the steps [...]

Traveling from US to Australia this summer. What the best way to deal with money?

bobbismal asked: My nephew will be traveling from Michigan to Australia with the People to People organization this summer. What is the best way to deal with money? I was wondering if there is a money/debit/credit card that could be used internationally, and his parents could monitor online and add funds to if the balance [...]

How To Get Your Credit Report For Free

asked: Maria

Which credit protector is best?

Ike R asked: Citicard has me signed up for 3 different identity protectors since I had a fraud 6 months back. I asked them for a trial of each, but expected them to be smart enough to space the free trials out over 3 month period…whatever its only $40 for all 3 via them, so [...]