How can there be a 108/99 point difference in my credit scores?
Question by swnkygirl: How can there be a 108/99 point difference in my credit scores?
My TransUnion score is 108 pts. higher than Exp. and 99 points higher than Equi. Yes, I have been over my credit reports 100 times. The info on all 3 is EXACTLY the same, except for one paid debt in the amount of $ 44 from 6 years ago that’s listed on Exp. I actually monitor my scores every day to see if they catch up. There are no discrepancies among the 3 bureaus, and nothing being reported on one that’s not on the others with the exception of the paid item mentioned above. I realize there will be differences in scoring and that they use different models, but 100 points??? How can I get Exp. and Equi. closer to TU’s score??? Thanks in advance for your help!
Best answer:
Answer by peilthetraveler
My TU and Experian are 60 points higher than my equifax too. I have had 100 point differences though too at some points. Also check inquiries. When credit companies do inquiries on you, they seem to use equifax and experian more than TU and too many inquiries can drop your score.
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