Archive for the ‘Credit’ Category

What is the largest item you’ve paid cash for?

7thDay Sinner Anonymous asked: This question is for those who have paid the 100% down plan in cash not credit not payments for something large. Perhaps your car, boat, house, lawn mower. My answer is that I paid cash for the computer I am using. The tower, printer, monitor and everything else.
So [...]

Does anyone know which web site gives Fico scores free of charge, no trials, no credit card info requested? ?

suzanne c asked: Although companies offer “Free Fico Score” online, they request your credit card info with the TRIAL monitoring service. In my view, this is deception. If I decide to keep the service after the trial, giving out my credit card data at that point is soon enough. Actually, I think this is a [...]

Home Security Systems w/o Credit Check?

ebonisun asked: Are there any home security alarm companys that will install and monitor your alarm system w/o a credit check? I have looked around and the 2 that I found, popular, require a credit check and 2-3yr agreement. Is this how it goes or are there companys that will let you pay [...]

I have been out of work and have fallen behind on credit cards?

jobseeker44449 asked: now collection agencies are calling me..they say the call may be monitored..today I said mine might be too..they won’t talk to me when I tell them that..why?Marcus

Will my credit score increase if?

acuraboy1978 asked: I paid an auto loan, paid garnishment from an overpayment, and monitored several items on credit report.Herbert

Ambulance company failed to bill my insurance 4 years ago and reported me to the credit bureaus. Need help?

Mike D! asked: I was in an accident nearly 4 years ago and was taken to the hospital via ambulance. As I understand it, they took my information then and they claim they submitted the bill to my insurance company. I figured everything was all set but have recently been getting collection calls for [...]

Which set of benefits is the better deal in the class action suit against Trans Union

StephenWeinstein asked: Due to a class action suit against Trans Union (see https://www.listclassaction.com), most persons in the U.S. are entitled to register for the following benefit options:
Sign up for six months of credit monitoring services. If you select this option, you can also register to possibly receive cash benefits in the event of a cash [...]

Should I get a credit card?

Midnight Beauty asked: I’m 19, if it matters, and I was wondering if I should get a credit card. I don’t usually pay for things with anything other than a closely monitored debit card or cash, but someone said that I should start building my credit history. What do you think? Should I get a [...]

What should be done if you think your SSN and personal info was compromised?

dan m asked: I have reason to worry that my SSN and other important info might have compromised online. what should i do now? how do i monitor that no one has done anything with my credit, or stolen my id? please helpMarie

Is it really possible to ‘fix’ your credit report?

PitbullMamma asked: I have heard people say they have paid people to ‘fix’ their credit report. Is this true and legit? I have negative things on my report due to numerous things, job loss, divorce, stupidity as a college student and a bankruptcy that is scheduled to ‘fall’ off 2011. Some of these things [...]