Emily asked: I received a collection letter regarding an old credit card that I forgot about from 12 years ago. The original balance was $590.00 and they are asking for payment of $1,550.00 with interest! It’s NOT on my credit report (yet) and I monitor it through MyFico. Since it’s 12 years old, would it [...]
eparico asked: I posted this question earlier today in another section and received some answers but figured I’d throw it out there again with some updated facts about my situation. Last week, I discovered someone(s) got a hold of my ATM credit card number and was using it to make purchases. Here are the steps [...]
Ike R asked: Citicard has me signed up for 3 different identity protectors since I had a fraud 6 months back. I asked them for a trial of each, but expected them to be smart enough to space the free trials out over 3 month period…whatever its only $40 for all 3 via them, so [...]
. asked: who or what agency monitors and spanks the 3 big credit reporting agencies when they do bad? can you file a complaint? I want to file a complaint to whoever is above the credit agencies.Cory
Rina asked: I purchased some goods at a online store that gave me an employee discount. A week later I was informed by the store owner that my credit card number and address was posted on the Internet (along with others), so I canceled that specific bank credit card and had a new one issued. [...]
as_a_youngthief_in_da_night asked: i am a Nigerian living in Nigeria. i learned it would be so difficult to get a credit card Because of Nigeria’s bad image worldwide. Not at all surprised. Now,. my brother lives in the USA with a green card. He has a Mastercard. What i want to know is… 1. Can he [...]
Seeker2008 asked: I only need opinions from people who actually have or have had it. I have excellent credit (Upper 700′s credit score, great payment history). I use Bank of America for my banking, and I like the idea of being able to monitor at least one credit card along with my bank account (like [...]
Emily asked: I monitor my account through myfico.com and thought by now my credit score would increase favorably. I mean when I have balance, my score goes down immediately and I receive notice. Now that all of my accounts are paid in full, my credit score did not increase. Why? I don’t have negative credit [...]
mikey asked: TERMS AND CONDITIONS OF OFFER Annual Percentage Rate (APR) For Purchases and Cash Advances 9.99% Grace Period for Repayment of Balances for Purchases None Method of Computing the Balance for Purchases Average Daily Balance (including new purchases) Annual Fee $50.00 Minimum Finance Charge $.50 Foreign Currency Transaction Fee 1% of any transaction made [...]
Sweeta asked: when your card has been miss used? How are they able to keep track of this when they have to monitor accounts of thousands of people on a daily basis?Jack