KNOWLEDGE IS POWER asked:


how did this bulls…. ever get passed. so i want car insurance and had 1 ticket in 6 years so that does not really count and my insurance started at $500 for 6 months then I hit the submit button and the final price says because of your credit rating the price has been increased to $1000 every 6 months and I almost punched my monitor. what the f… does my credit have to do with my car insurance?? so I have a great driving record and no accidents and 1 ticket in 11 years and none in 6 but because my job went bankrupt and folded i can not pay my bills and filed bankruptcy. what does that have to do with car insurance. I can see if my report said filing a false claim or theft or something like that. we as Americans should fight this crap.
yeah I just read something about that saying that for some reason ppl with bad credit have 5 times as many claims and/or their vehicles come up missing then ppl with great credit but still it should be on a individual basics. if you are going to run my credit then go over it and see why my credit is bad you get my point. filing bankruptcy does not make me a bad driver or have anything what so ever to do with my driving ability.

Craig

StephenWeinstein asked:


Due to a class action suit against Trans Union (see https://www.listclassaction.com), most persons in the U.S. are entitled to register for the following benefit options:

Sign up for six months of credit monitoring services. If you select this option, you can also register to possibly receive cash benefits in the event of a cash distribution or file an individual lawsuit against the Defendants.

Sign up for nine months of enhanced credit monitoring services. If you select this option, you will not receive any further benefits, including a cash payment, and you will not be able to file an individual lawsuit against the Defendants.

Register to possibly receive a cash payment. If you select this option, you can also sign up for six months of credit monitoring; however if you receive a cash payment, you cannot file an individual lawsuit against the Defendants.

To receive any of the benefits, we “must register by September 24, 2008.”

(“Enhanced” means that option also includes the scores used by insurance companies. Regular monitoring includes only the scores used by creditors.)

Which is the better deal? Six months of regular monitoring plus the possibility of cash or nine months of enhanced monitoring and no chance at any cash?

Alvin